Our Services and Solutions

We serve individuals and businesses in all areas of financial management, including:

  • Retirement Planning

    Financial independence during retirement is a goal that many of us desire but rarely plan for adequately. Your retirement plan is the foundation of your financial plan. We can estimate what you need to maintain your current lifestyle at retirement. We analyze and evaluate any company-sponsored plans, individual retirement accounts, savings accounts or other sources of income. Then we develop a step-by-step strategy, taking advantage of current tax laws and suitable investment vehicles. 

  • Investment Planning 

    The accumulation and preservation of wealth are essential to meeting your short- and long-term financial goals. Navigating the field of ever-increasing investment vehicles takes time, expertise, and motivation. We have the tools, resources, knowledge, and experience to properly evaluate your needs and develop a customized analysis based on your goals and risk tolerance.

  • Estate Planning


    Estate planning is the process of evaluating assets, liabilities, and estate deposition in order to assure liquidity, ease of transfer, and provide for your family’s needs. With carefully executed estate plans we look to reduce confusion, avoid unnecessary taxes and prevent loss of property.  We strive to create optimal strategies to conserve and transfer wealth, producing benefits to heirs.

  • Insurance Planning  


    Do you fully understand your areas of exposure and the options available to you to mitigate them? Is your family protected from risks such as premature death, disability, and long-term care costs? We have access to a full spectrum of insurance products designed to help you manage your risks. We provide guidance in choosing the type of coverage that is right for you and your family, including those available through your employer.

  • Education funding 

    The projected cost of higher education is staggering. We are aware of the array of college savings vehicles, unique strategies, and changing tax rules that affect funding your children’s education, and we can help determine the best way to approach this need.

  • Employee and executive benefits

    Help your business attract and retain qualified employees through benefit packages  and retirement plan implementation.  Also explore executive benefits utilizing life insurance, "key man" life insurance, and multiple options.