Planning Process

Our Process - Turning your dreams into reality


A Financial Plan adheres to a six steps process developed by the Certified Financial Planner Board of Standards.

Step 1: In our discovery meeting we define your goals and concerns and what is most important to you. We mutually define the scope of service and compensation structure.

Step 2: Gathering complete and accurate data is essential to a quality financial plan. You participate in providing needed documents and responding to questionnaires. All information is strictly confidential.

Step 3: We analyze all financial data and evaluate your financial strengths and identify existing or potential problems in respect to your goals.

Step 4: In this meeting we present your financial plan. Our financial strategies and integrated set of solutions are tailored to your personal circumstances and goals. We provide written recommendations and alternatives and discuss them thoroughly with you.

Step 5: Without implementation your plan has no value. When advisable we coordinate the implementation with other professionals such as CPA’s or attorneys.

Step 6: At regularly scheduled reviews we monitor your portfolio and other recommendations to ensure the plan is on track, and we are keeping up with any economic or lifestyle changes.